As a part of Digital Bangladesh, Bangledesh Post
brings “Postal Cash Card”.
The benefit of Digital Bangladesh is now in your
pocket.
Banking For
the Unbanked People
According to the principle of - “Banking for Unbanked
People”, Bangladesh Post has ran Postal Cash Card. In 26 March 2010, the honorable Pry-minister of Bangladesh declares the Postal Cash Card service. The businesses walking of this Postal card
started from July-2012.
What is
Postal Cash Card?
Postal Cash Card is a plastic card contains magnetic
strip. Bangladesh Post using this card as a debit card. Name of cardholder,
card number etc. can be stored on this card. By this card, customer can deposit
or withdraw money and also can transfer money to other cardholders in a while.
How to be
Postal Cash Cardholder?
Any grown-up Bangladeshi citizen can be a Postal Cash
Cardholder by submitting following information to the nearest post office-
--Any kind of valid ID card contains photo of the customer.
--3 (Three) copy passport size color photo of the customer.
--Tk. 45/= only.
Utilities
& Services of using Postal Cash Card at present
--An opportunity to open a card based account in the post
office only for 45/= taka.
--Card is provided instantly to the customer at the time of opening
the account.
--Account can be active
for 5 years with minimum balance of Tk.10/= only.
--There is no monthly/yearly hidden charge.
--Money can be deposit everyday on necessity. Maximum Tk.
1,00000/= can be deposit in every transaction.
--Minimum Tk.10/= and maximum Tk.5,00000/= can be balance on
every card.
--Maximum 2 (Two) times can be withdrawal of money per day.
--Any amount of money can be deposit or withdrawal by Tk.5/=
transaction charge.
--As Bangladesh Post is a government organization, transaction
by this card is totally secure.
--At present money can be deposit or withdrawal from every
post office/sub-post office of sub-district, district and regional important
post office by POS Machine.
--Money can be also
withdrawal from ATM booths of 26 banks under Q-Cash Network.
--You can shop (Supper mall, Shopping Mall) by this card.
--Money can’t be withdraw without Pin number, so it is secure
that no one can withdraw money of another person.
--Avoiding mid-level cost, any fund can be sent directly to
the payee.
--Facility to pay corporate salary/pension.
Utility/Services will
provide in future
--Collecting premiums of different insurance company.
--Utility bill payment.
--Adjust with postal savings account.
--E-commerce, M-commerce facilities.
Limits and Fees
On Application
|
|
Card Issue Fee
|
Tk.45/= (Tk.10/=
will be in your card)
|
Limits
|
-Minimum amount of
initial load Tk.10/=
-Maximum load amount Tk.1,00000/=
-Maximum total card balance Tk.5,00000/=
|
Ongoing Features and Charges
|
|
Card Replacement Fee
|
Tk.30/= per card
replace. (Lost/stolen/waste)
|
Pin Change
|
Free
|
Pin Re-issue
|
Tk.20/= per Pin
Re-issue
|
Balance Enquiry
|
Tk.5/= per Balance
Enquiry
|
Loading/ Deposit in own card
|
Tk.5/= per Card
Load.
|
Withdrawal From Own Card
|
Tk.5/= per
withdrawal
|
Fund Transfer/C2C Transfer/One to many Transfer
|
1% of transferred amount or Tk.10, which is higher +
Tk.5/=
|
Money Transfer (When Sender has no card)
|
1% of transferred amount or Tk.10, which is higher +
Tk.10/=
|
